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Tobacco usage includes the use of any form of tobacco including cigarettes, e-cigarettes, pipe, cigars, chew, nicotine, gum, or patches. If use of tobacco is limited to celebratory cigars of 12 or less per year, please choose never.
Never
Within the last year
1 - 2 years ago
3 - 5 years ago
Over 5 years ago

Tobacco use is required

Factors that could affect your life Insurance Quoted Premium:
  • History of heart disease, diabetes or cancer
  • Family History of onset and/or death from heart disease (i.e. coronary artery disease)
  • Family History of genetically pre-dispositioned cancers (I.e. colon, lung, malignant melanoma, as well gender-based ovarian, breast, prostate)
  • Use of prescription medication for a chronic condition except for well-controlled treated hypertension (aka elevated blood pressure) and/or treated elevated cholesterol
  • Treatment or hospitalisation for depression, anxiety, mood or psychiatric disorders
  • History of drug or alcohol abuse
  • Association with criminal activity
  • Adverse driving record
  • Citizenship
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Excellent
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Good
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I am in superior health. My cholesterol and blood pressure are normal. My parents, my siblings, and I have never had any medical conditions.

Health state is required

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Life insurance basics

How does life insurance work? Do you need it? Can you afford it? This brief video describes the basics of life insurance and a link to a guide busting life insurance myths.

Common questions about term life insurance

A little bit of education can go a long way in understanding how life insurance protects you, your budget and your family