Protective provides protection that fits your life, because we believe everyone deserves a sense of security and freedom. It's who we are and who we've always been, protecting people for more than 110 years through life insurance, asset protection and retirement products.
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We're committed to working as hard as you do to support your dreams. We're on the side of protectors like you, no matter where you're going or how big you dream.
We put you at the heart of every decision, always striving to better understand, serve and be by your side — for life.
We make real protection accessible for real people, so you can achieve the security, freedom and impact you want.
Our courage and conviction to do what's right keeps us committed to always delivering for you.
We're always pushing to find new and better ways to protect you, proactively learning and evolving to do more good for all.
We believe in helping more people achieve the protection and security they deserve. To us, it's not complicated. It's simply our duty and responsibility to put people first. Because we're all protectors.
We believe in helping more people achieve the protection and security they deserve. To us, it's not complicated. It's simply our duty and responsibility to put people first. Because we're all protectors.
Life insurance from Protective can help provide financial security for your loved ones when they need it most. We offer a wide array of innovative life insurance solutions.
You may know the importance of life insurance, but have you considered all the ways it can be used or what life events can affect your insurance needs?
We have resources to help, and for some types of insurance, we can give you a free online quote.
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You protect your car, your home and even your life with insurance, but are you leaving your retirement income unprotected?
Annuities from Protective may help you grow — and protect — your retirement income.
With potential for tax-deferred growth and a guaranteed income stream, annuities can be important to your retirement objectives. Find out if an annuity may be right for you.
A little bit of education can go a long way in understanding how life insurance protects you, your budget and your family
What is term life insurance?
Term life insurance policies provide coverage for a set period of time, i.e., 20 years. The death benefit is paid only if the insured dies during that timeframe. Term life is often less expensive than other life insurance policies but offers no cash value.
How does term life insurance work?
Term life insurance works by providing a fixed death benefit if the insured dies during the policy period, typically 10-40 years. The limited timeframe for payout makes term life less expensive than permanent life insurance.
What is the difference between term and whole life insurance?
While term life policies provide coverage for a limited timeframe, i.e., 20 years, whole life policies feature a guaranteed lifetime death benefit (when required premiums are maintained) and can build cash value that can be borrowed against. These additional whole life benefits make it more expensive than term life.
How much term life insurance do I need?
The amount of term life insurance needed varies by individual and often includes funding to replace income, pay off a mortgage and other debts, and/or cover specific expenses, like a child's education. Here's a tool to help with that calculation.
Protective has been protecting people for more than 110 years. Today, we continue to provide the sense of security everyone deserves through life insurance, asset protection and retirement products. Tell us about yourself to find out how much coverage you may need.
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